🧾 Pension Credit: What You Need to Know

Pension Credit is a government benefit that provides extra money to help with living costs if you're over State Pension age and on a low income. It's separate from your State Pension and you may qualify even if you have savings or own your home.

💡 Key Benefits

If you're eligible, Pension Credit may help with:

Housing costs (e.g. ground rent, service charges)

Council Tax discounts

Free TV licence (if you're aged 75+)

Winter Fuel Payment

Warm Home Discount Scheme

Support for Mortgage Interest

Help with NHS costs (dental, glasses, hospital transport)

Royal Mail redirection discount (if you're moving)

👥 Extra Support

You might get additional help if you are:

A carer

Severely disabled

Are responsible for a child or young person

🌍 Who It’s For

People living in England, Scotland, or Wales Pension Credit: Overview - GOV.UK

For Northern Ireland, visit NI Direct